Guaranteed Asset Protection

An important part of owning a vehicle is making sure that you have coverage in place to protect yourself from the financial hardships and budget breaking expenses that can come with a constructive total loss of your vehicle.

A constructive total loss is a direct and accidental loss of your vehicle and the total cost to repair the vehicle is greater than actual cash value of the vehicle; or, it occurs when your vehicle is stolen and your primary insurance carrier declares the vehicle a constructive total loss.

Unfortunately, in the distracted world we live in, the risk of a total loss is there every single time you drive your vehicle.

A total loss is always a negative event and can create many difficulties for you. Due to the nature of automobiles, their depreciation rate, and today’s loan terms, the value of your vehicle may depreciate faster than your loan balance is paid down.

Your primary insurance carrier is only obligated to pay the actual cash value of your vehicle minus your deductible. In many cases that is less than your actual loan balance. In the event of a total loss, you are often left with the financial burden of covering the remaining balance owed.

MBPI Guaranteed Asset Protection (GAP) makes sure your loan is paid off after a constructive total loss, so you can go about your life and not be weighed down by the potential financial burden. MBPI GAP also covers your primary insurance deductible up to $1,000 in most cases.

With the purchase of MBPI GAP, you can protect yourself from making payments on a vehicle that is not drivable or you no longer have. Plan for the unexpected and protect yourself with MBPI GAP coverage.

To ensure peace of mind, all of our products are backed by A.M Best “A” rated Underwriters. With MBPI, you won’t have a provider that can’t provide for you in the future.

Contact MBPI at (800) 325-7484 and ask for our friendly sales team so they can direct you to one of our top rated Dealers in your neighborhood! You will be happy you did.

This page provides a general overview of the product. Please refer to the actual contract provisions for additional information including details of benefits, eligibility, specific exclusions, terms, conditions, and limitations. Coverages may differ in certain states and coverage may not be available in all states.










Vehicle Service Contract

Pays the cost of parts and labor for covered mechanical breakdown repairs.

View Details

Total Loss Care

Provides assistance with costs associated with purchasing a replacement vehicle after a total loss.

View Details

Certified Pre-Owned

Thoroughly reconditioned vehicles providing peace of mind when buying a pre-owned vehicle

View Details

Lifetime Limited Warranty

Provides peace of mind when buying a pre-owned vehicle with a lifetime powertrain limited warranty

View Details

OEM Technology Protection

Pays the cost of parts and labor for covered high-tech components on today’s vehicles

View Details

Total Protection Package

Even the most careful owner has lost their keys, dinged a door, or even scraped a wheel.

View Details

Premier Lease Care

Covers lease end wear and use fees associated with optional mechanical breakdown coverage

View Details

Tire and Wheel

Pays for the repair or replacement of your tires or wheels when damaged by a covered road hazard

View Details

Certified Maintenance

Lock in today’s pricing for routine maintenance, while using manufacturer’s certified technician

View Details

MBP ID Fraud Solutions

MBPI provides you peace of mind with identity theft protection that includes financial and legal ben

View Details

MBPI Theft Secure

Helps deter theft and pays up to $5,000 benefit if your car is stolen and not recovered

View Details


Protects painted exterior from common environmental damage, Protects interior from, common stains

View Details