Total Loss Care

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Total Loss Care

When you purchase a new vehicle, the last thing on your mind is what will happen if an unexpected event such as an accident, theft, vandalism, water damage, fire, or natural disaster causes a total loss. You protect your investment with insurance, but that does not account for your down payment or other unexpected costs associated with a replacement vehicle.

That is why Total Loss Care is available to assist you with an allowance on your next vehicle purchase. You will have peace of mind knowing that you have security in advance of a total loss.

When faced with an unexpected event that causes extensive damage to your vehicle, your insurance provider is only obligated to pay the actual cash value of your vehicle. Sometimes a vehicle’s value is less than the cost to replace it. Then you are left with a vehicle that may be inoperable.

To get you back on the road, you will need to purchase a replacement vehicle. You are often left with the financial burden of the cost to replace your vehicle. You will have to come up with a down payment, insurance deductible, sales tax, and license fees, and in many cases, that may not be available.

Other Possible Out Of Pocket Expenses After A Total Loss:
• Down payment for a replacement vehicle
• Insurance deductible
• Documentation fees
• Rental vehicle
• Sales tax and license fees

An essential part of owning a vehicle is making sure that you have coverage in place to protect yourself from the financial hardships and budget-breaking expenses that can come with a constructive total loss of your vehicle.

Total Loss Care provides a down payment allowance up to $5,000 towards a replacement vehicle. You must return to the dealership where the covered vehicle was purchased.

To ensure peace of mind, all of our products are backed by A.M Best “A” rated Underwriters. With MBPI, you won’t have a provider that can’t provide for you in the future.

Contact MBPI at (800) 325-7484 and ask for our friendly sales team so they can direct you to one of our top-rated dealers in your neighborhood! You will be happy you did.

This page provides a general overview of the product. Please refer to the actual contract provisions for additional information, including details of benefits, eligibility, specific exclusions, terms, conditions, and limitations. Coverage may differ in certain states, and coverage may not be available in all states.










Vehicle Service Contract

Pays the cost of parts and labor for covered mechanical breakdown repairs.

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Pays the difference between the actual cash value of your vehicle and the balance of your loan

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Certified Pre-Owned

Thoroughly reconditioned vehicles providing peace of mind when buying a pre-owned vehicle

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Lifetime Limited Warranty

Provides peace of mind when buying a pre-owned vehicle with a lifetime powertrain limited warranty

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OEM Technology Protection

Pays the cost of parts and labor for covered high-tech components on today’s vehicles

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Total Protection Package

Even the most careful owner has lost their keys, dinged a door, or even scraped a wheel.

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Premier Lease Care

Covers lease end wear and use fees associated with optional mechanical breakdown coverage

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Tire and Wheel

Pays for the repair or replacement of your tires or wheels when damaged by a covered road hazard

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Certified Maintenance

Lock in today’s pricing for routine maintenance, while using manufacturer’s certified technician

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MBP ID Fraud Solutions

MBPI provides you peace of mind with identity theft protection that includes financial and legal ben

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MBPI Theft Secure

Helps deter theft and pays up to $5,000 benefit if your car is stolen and not recovered

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Protects painted exterior from common environmental damage, Protects interior from, common stains

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